NCO Europe Ltd. remains open during these challenging times as part of an essential service we are providing to support the response to COVID-19. Like businesses around the country, we have deployed a monumental effort to ensure that only our employees who are critical to providing health support to the nation are on-site. NCO are putting their welfare first and strictly adhering to all Government advice relating to hygiene, social distancing etc. For our customers who may be worried about coronavirus and the impact on their finances – we want to reassure you that we’re here to help – please visit our FAQ page for further information and support.


In our experience, a payment plan is more likely to be successful when the amount is based on the day to day reality of available income.

Our easy to use calculator captures your incoming & outgoing funds, then helps you find a sustainable repayment plan that you can afford and are comfortable with.

Managing your income & expenditure online is easy

Our online calculator is a simple, convenient and secure way to manage your monthly income, expenses and find out what is affordable to you.

Calculating an affordable repayment plan is easy using our online tool.

This electronic form provides a secure, convenient & useful way to capture your monthly incomings, outgoings and clearly shows you the amount that is affordable to pay towards your outstanding account(s).

It’s important that you take the time to complete this fully and accurately, paying special attention to your priority outgoings such as council tax, mortgage/rent and utilities.

Don’t worry if you can’t complete it all at once due to time or not having all your information to hand as you can save as you go and return to it at any time to add, update or change existing information.

Income & Expenditure Calculator

Use our Online Income & Expenditure calculator to manage your monthly income, expenses and find out what is affordable to you

Go to Calculator

Making a payment is quick & simple

1. Create or login to your account
2. Click the 'Make a Payment' button
3. Enter the amount you'd like to pay
4. Click 'Submit'
Need to speak to a member of our team?
Please call us on 0330 060 1500