NCO Europe Ltd. remains open during these challenging times as part of an essential service we are providing to support the response to COVID-19. Like businesses around the country, we have deployed a monumental effort to ensure that only our employees who are critical to providing health support to the nation are on-site. NCO are putting their welfare first and strictly adhering to all Government advice relating to hygiene, social distancing etc. For our customers who may be worried about coronavirus and the impact on their finances – we want to reassure you that we’re here to help – please visit our FAQ page for further information and support.

What We Do

At NCO we pride ourselves on understanding our customer’s individual needs. Our aim is to work with each of our customers to achieve the best possible outcome. You are indeed at the heart of our business and throughout our entire philosophy and culture.

Specialist Support Team

All of our Customer Service Representatives welcome the opportunity to speak to our customers in order to understand their individual requirements. Where circumstances are more complex, for example, ill health or bereavement, we have a Specialist Support Team who receive additional training from organisations such as Samaritans and MIND, enabling them to provide that extra layer of support and help.

Financial Difficulties

We understand that circumstances change that are often outside of our control. If you can’t make a payment, please don’t worry, we can provide you with a number of helpful options such as Free Independent Financial Advice Organisations.

Understanding your Arrears

Whilst your repayment plan may require the same affordable payment each time, on some of our products, there may be a minimum or “fixed payment amount” (FPA) that, if paid, will prevent your account from falling further into arrears. This can influence the amount of interest you are charged (if any) or prevent your creditor issuing a Default Notice.

If you would like to understand more about these options, please call the team to discuss.

Income & Expenditure Calculator

Use our Online Income & Expenditure calculator to manage your monthly income, expenses and find out what is affordable to you

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NCO Adviser talking to customer on the phone

We have decades of experience

Our team is here to help. Why not first have a look at the self-service options we provide to meet the needs of making payments, reviewing balances, all without the need for a phone call.

Need to speak to a member of our team?
Please call us on 0330 060 1500